Newsletters

July

• HOT TOPIC: All Eyes on the U.S. Economy as It Caps Off Decade of Growth

  This article compares the current economic expansion with prior business cycles and examines developments that could affect future growth.

June

• College Savings: Roth or 529 Plan?

  Can a Roth IRA double as a college savings tool? Find out how a Roth IRA compares with state-based 529 college savings plans.

May

• Retirement Planning: How Secure Is Social Security?

  View Social Security’s financial outlook, plus seven proposed fixes for a looming shortfall that may affect future benefits.

April

• Why Americans Are Eating Out Less Than Ever

  Dining out is on the decline. Discover why Americans prepared about 82% of their meals and snacks at home in 2018.

March

• Bridging the Gap Between Retirement and Medicare Eligibility

  See three options that may help you bridge the health insurance coverage gap between retirement and Medicare eligibility.

February

• Looking Back, Looking Ahead

  See the indicators economists rely on to understand the past, present, and potential future direction of the economy.

• Getting Real About Retirement

  This article features a worksheet and relevant information to help estimate retirement expenses and income.

January

• ABLE Accounts for Disability Expenses

  Explore ABLE account requirements and potential benefits, including new saving opportunities under the 2017 tax law.

December

• Competing Goals: Pay Off Student Loans or Save for Retirement?

  Some college grads pay off student loans at the expense of saving for the future. See steps that may help them do both.

November

• Is a Roth 401(k) Right for You?

  An overview of the potential benefits, limitations, and rules of Roth 401(k) accounts.

• Help with College: A Gift for Your Grandkids

  Helping a grandchild obtain a college degree could be life-changing for the student. Still, it’s important to consider how a gift could affect student aid and taxes.

October

• Social Security 101

  An overview of basic Social Security rules and options that are often misunderstood, whether workers are looking forward to claiming benefits in 1 or 30 years.

• Choosing and Using a College Checking Account

  Some tips for parents and college students to consider, whether opening a new checking account or using an old one.

• Dealing with Divorce

  Some considerations for a divorcing couple who are dividing marital assets, such as retirement accounts, and filing for Social Security.

September

• Risk Tolerance Is About You, Not the Market

  An investor’s personal situation should be considered when assessing his or her risk tolerance.

• Insurance with Potential Cash Value

  Universal life and variable universal life insurance have risks and potential benefits, including a death benefit with a tax-advantaged savings element.

• A Map to Guide Your Family

  A letter of instruction could be just as important as a will to help heirs settle an estate and move forward with their lives.